Whether you are considering filing bankruptcy in New Jersey, got a traffic ticket here, are facing a DUI charge, or can't afford your student loans, you probably have a lot of questions. The answers are here in these free books available now for download!

Collection & Credit

Has Your NJ Bank Account Been Levied? Do You Need Money Unfrozen to Pay Your Bills? Then You Need This Survival Kit!
Has a creditor levied on your New Jersey bank account? Do you need the money back to pay bills? Then you need this free survival kit! Click Here to Download
Debt Collectors Calling Constantly? Creditors Suing You Here in NJ? Get This Book to Know Your Rights and Fight Back!
Being hounded by debt collectors? Are creditors suing you? Has your bank account been levied or wages garnished? Find out what to do from this free book! Click Here to Download

Student Loan Debt

Overwhelmed by the financial aid process? Want to be sure you make informed choices? Then you need this book!
Applying for financial aid for college? Need information to help make the right choices? Then get this FREE book download! Click Here to Download
Getting Sued by HESAA Because You Can't Pay Your NJ CLASS Student Loan? Stressed Out Because Co-Signing Family Members Are Being Sucked In With You? Then Get the Book That Tells You What to Do to Fix Things for Yourself and Your Family!
Getting sued by HESAA because you can't pay your NJ CLASS Student Loan? Facing stress from cosigning family members? Then get the free book with the answers! Click Here to Download
Don't Know What to Do About Your Student Loans? Then You Need This Book!
Can't pay your student loans? Need to get out of default or get an affordable payment plan? Then get this free book from Woodbury, NJ lawyer Steve Richardson. Click Here to Download

Bankruptcy

Debt Collectors Calling Constantly? Creditors Suing You? Get This Book to Find Out If You Need to File Bankruptcy.
Creditors after you? In too deep and drowning in debt? Get this free book from Woodbury, NJ lawyer Steve Richardson to find out if you need to file bankruptcy. Click Here to Download
Thinking About Bankruptcy? Have Lots of Questions? Download This Book to Get the Answers!
Steve Richardson’s free book “Top Questions People Ask About Filing Bankruptcy in New Jersey” is an excellent way to get the answers to your questions. Click Here to Download
Getting a Divorce in New Jersey? Have Questions About Bankruptcy? Then You Need This Book!
Getting divorced in NJ and thinking of filing bankruptcy for marital debt? Your spouse filed bankruptcy? Get the answers you need from this free book. Click Here to Download

DUI/DWI

Arrested for Drunk Driving in Southern NJ? Then You Need This Book!
Did you get a ticket in southern New Jersey for DUI? Do you have questions? Then you need to get this free book from Woodbury attorney Steve Richardson. Click Here to Download

Traffic Court

Get a Traffic Ticket in Southern New Jersey? Then You Need This Book!
Defensive driving in NJ includes knowing the rules of the road & how to avoid getting a ticket. This free book tells toy how to avoid, or survive, getting one. Click Here to Download

General

Can't Seem to Get Out of Debt? Stuck in a Financial Hole? Then Get This Free Book and Take the First Three Steps to Financial Freedom!
Can't seem to get out of debt? Stuck in a financial hole? Then download this free book to take the first three steps to financial freedom! Click Here to Learn More!

I hope you find my web site useful and informative, and that it answers your questions. However, you should know that this site's content is no substitute for a consultation with an attorney. Each person's case is different, and the pages on this site are designed specifically to provide general answers on New Jersey law and bankruptcy filings in New Jersey (and not for any matters outside New Jersey). For that reason, this site cannot serve as legal advice on your particular case, nor should you assume the existence of an attorney-client relationship either by reading its pages or contacting me initially by e-mail. I encourage you to contact me and schedule an appointment to come in. Let me give you a legal opinion based on your case that will help you specifically.

what my clients say...

Steve took a complicated process and worked me through it step by step. He made it understandable and easy. He was accessible, returned phone calls promptly, and answered all my questions. I knew he was in my corner fighting for me. I recommend him highly and would use his services again. Barbara L., Mt. Laurel, NJ. October 2, 2013.