There is one thing in life that you’ve probably been trying to do, and that you might even really want to do: that's getting a will that’s right for you and all the other documents that are part of an effective estate plan.

But these days, with all of the uncertainty in the world, an estate plan is something that everyone should have. This is especially true if you have children (of any age, or even grandchildren). Think about it. Without a will,

  • Who will care for your minor children?
  • Who will manage their money, if they inherit your estate?
  • How will you be sure that their needs will be met, like a good education?

Don't Let NJ Courts Decide Who Gets Your Assets or Cares for Your Children!

Without a will, state law will determine who inherits from you, when they get the money, and who manages it until then. Those laws may not (and probably don’t) reflect your wishes! And as I mentioned, you also have no control who will be in charge of your estate, as the court will appoint someone.

The court will be overseeing how and when your hard-earned legacy gets distributed (including your retirement, your home, your bank accounts, car and more). If that sounds less than perfect to you then please take a moment to read on.

Not Having an Estate Plan Is Bad Even If You Don't Die!

Even if you don’t pass away, things in life can still happen that can prevent you from attending to important matters in your life. If you are laid up (or worse, not even conscious):

  • Who will pay your bills/handle your finances?
  • Who attends to your other life tasks?
  • Who will make medical decisions and work with doctors on your care?
  • Who will take care of your minor children?

You see, without a well drafted and customized Power of Attorney, Living Will and Advance Healthcare Directive, you could be stuck in limbo, and your family, and healthcare professionals could be left without guidance to follow your wishes.

You Don't Want a "Store Bought" Estate Plan

This is not where you want to be! And if I’m right about it, you’re not the kind of person who wants to create their will and related estate planning documents on the internet or with some forms from an office supply store that may or may not even be valid.

Yes, life happens, and it isn’t always pleasant. Sometimes it throws adversity at you, and you need to be prepared in order to provide properly for yourself and your family.

Don’t get caught unprepared; make sure you have a plan in place. One that will work and that will work to do what you want.

Find Out How I Can Help!

If you don’t have an estate plan, or things have changed in your life since you created one, then you owe it to yourself and your family to get (or update) one! Just click on this link to schedule an initial, no obligation, phone call to talk about how I can help!

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.