For years, you dedicated yourself and your bank account to the college of your choice, in an effort to get the education you know you need. You were told that once you were out of college, you had a chance to land a great job in the career path you slaved to join. Now, you are working, but the salary is just not enough to pay off the tens—or even hundreds—of thousands of dollars in student loans you were forced to accumulate while going to school.

Does any of this sound familiar?

  • You simply cannot afford the minimum payments owed each month.
  • You constantly try to avoid calls from debt collectors.
  • Your livelihood is being threatened with wage garnishment, credit score downgrades, and Social Security income offsets.
  • Your tax refund has been seized.
  • You have been sued over your student loans.
  • You are considering filing for bankruptcy to try to get away from your debt.

If any of these scenarios sound all too familiar, contact Woodbury student loan debt attorney Steve Richardson today.

You Deserve Answers and Relief From Student Loan Stress!

You did not spend years at your university only to have to worry about how you would pay your bills each month. Instead, you had a vision of a fulfilled life in a good home, with a nice car and a comfortable bank account that would allow you to have the quality of life you always dreamt about.

Now, the opposite is true. You are still stuck eating the same low-budget meals that you were forced to eat in college, except now you’re wondering when you will have your shot at the “good life,” and whether you will ever be able to take those next steps of getting married or purchasing a home.

What Can You Do About Your Student Loan Debt?

If you’re one of the many teachers, doctors, chiropractors, or even lawyers with tens, even hundreds, of thousands of dollars in private, state, or federal loan debt, you need help! You don’t have to face the burden of student loan debt by yourself.

Gloucester County student loan lawyer Steve Richardson can help you with your federal, state or private student loan debt, including debt that you’ve incurred from:

  • Stafford Loans
  • Perkins Loans
  • Graduate PLUS Loans

He can even help parents who have incurred debt for their children’s education and have taken on loans such as the Parent PLUS loan.

Depending upon the types of loans you are facing, there may be a number of options available to you, including deferment, settlement, payment renegotiation, consolidation, or rehabilitation.

Contact Steve to Learn More About How He Can Help with Your Individual Case

There is hope in the midst of a trying situation with seemingly no end in sight. Student loan laws are complex and, with Steve’s help, you can have a better chance at getting the reprieve you need from the harassment, bills and threat of bankruptcy looming over your head.

Don’t continue living in fear of the mailbox or telephone! If you are immersed in federal, state, or private loan debt, Woodbury student loan lawyer Steve Richardson maybe able to help. Just click here to go to his Student Loan Analysis Portal to provide your information. Steve will review it free and at no obligation to see what options you may have! Get started on your path to financial freedom—and start living the life you always dreamt you would!

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.