"Throughout his handling of my matter, Mr. Richardson was polite, funny, and very informative.  He was very helpful and considerate, while making me feel comfortable throughout the process."  Connie L., Deptford, NJ, August 8, 2011
I hope you find my web site useful and informative, and that it answers your questions.  However, you should know that this site's content is no substitute for a consultation with an attorney.  Each person's case is different, and the pages on this site are designed specifically to provide general answers on New Jersey law and bankruptcy filings in New Jersey (and not for any matters outside New Jersey).  For that reason, this site cannot serve as legal advice on your particular case, nor should you assume the existence of an attorney-client relationship either by reading its pages or contacting me initially by e-mail.  I encourage you to contact me and schedule an appointment to come in.  Let me give you a legal opinion based on your case that will help you specifically.

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Overwhelmed by the financial aid process? Want to be sure you make informed choices? Then you need this book!Overwhelmed by the financial aid process? Want to be sure you make informed choices? Then you need this book!Click Here to Download
Debt Collectors Calling Constantly? Creditors Suing You Here in NJ? Get This Book to Know Your Rights and Fight Back!Debt Collectors Calling Constantly? Creditors Suing You Here in NJ? Get This Book to Know Your Rights and Fight Back!Click Here to Download
Don't Know What to Do About Your Student Loans? Then You Need This Book!Don't Know What to Do About Your Student Loans? Then You Need This Book!Click Here to Download
Getting Sued by HESAA Because You Can't Pay Your NJ CLASS Student Loan? Stressed Out Because Co-Signing Family Members Are Being Sucked In With You? Then Get the Book That Tells You What to Do to Fix Things for Yourself and Your Family!Getting Sued by HESAA Because You Can't Pay Your NJ CLASS Student Loan? Stressed Out Because Co-Signing Family Members Are Being Sucked In With You? Then Get the Book That Tells You What to Do to Fix Things for Yourself and Your Family!Click Here to Download
Debt Collectors Calling Constantly? Creditors Suing You? Get This Book to Find Out If You Need to File Bankruptcy.Debt Collectors Calling Constantly? Creditors Suing You? Get This Book to Find Out If You Need to File Bankruptcy.Click Here to Download
Arrested for Drunk Driving in Southern NJ? Then You Need This Book!Arrested for Drunk Driving in Southern NJ? Then You Need This Book!Click Here to Download
Getting a Divorce in New Jersey? Have Questions About Bankruptcy? Then You Need This Book!Getting a Divorce in New Jersey? Have Questions About Bankruptcy? Then You Need This Book!Click Here to Download
Get a Traffic Ticket in Southern New Jersey? Then You Need This Book!Get a Traffic Ticket in Southern New Jersey? Then You Need This Book!Click Here to Download
Thinking About Bankruptcy? Have Lots of Questions? Download This Book to Get the Answers!Thinking About Bankruptcy? Have Lots of Questions? Download This Book to Get the Answers!Click Here to Download
Has Your NJ Bank Account Been Levied? Do You Need Money Unfrozen to Pay Your Bills? Then You Need This Survival Kit!Has Your NJ Bank Account Been Levied? Do You Need Money Unfrozen to Pay Your Bills? Then You Need This Survival Kit!Click Here to Download

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