Right Here: The Information You've Been Looking For About Your Bankruptcy Case in New Jersey

I've put together a great amount of information to help people threatened with foreclosure or bankruptcy, and to enlighten those who fear the loss of their home. Find out how bankruptcy can alleviate your debts, interest charges and even protect your assets.

Learn more by clicking on one of the articles below:

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Discharging Student Loans with Prior Bankruptcy Filing Struggling with student loans, but already filed bankruptcy? If things have gotten worse for you, find out how you can reopen your case to try for a discharge.
How Filing Bankruptcy Can Get Your Life Back to Normal If bankruptcy is right for you, it can actually make your life better! Find out how from NJ bankruptcy attorney Steve Richardson.
A NJ Bankruptcy is Nothing to be Ashamed Of Filing bankruptcy in NJ is nothing to be ashamed of. If it's the right solution, give yourself permission to give up and forgive yourself along with your debts!
Price Not Important When It Comes to Your NJ Bankruptcy Attorney Looking for a NJ bankruptcy attorney? Discover why making the choice based on price is a bad idea and can make the process more stressful!
Ignoring Your Creditors is a Bad Idea in NJ Stressed over debt? Don't ignore it and stick your head in the sand! Discovery why you need to take action from collection defense lawyer Steve Richardson.
How to Get Rid of Tax Debt in 3 Years Instead of 10 Overloaded with debt in NJ? Weighed down with taxes? Discover how bankruptcy can wipe out the tax debt without waiting for the 10 year statute of limitations!
Living Expense Amounts Must Be Reasonable in NJ Bankruptcy Bankruptcy courts understand that certain monthly expenses are necessary. But the amount you spend on them must be reasonable. Find out why this can be an issue!
Saving Your Home After Filing a Chapter 7 Bankruptcy in NJ Need to save your NJ home from foreclosure but you already filed a chapter 7 bankruptcy? Find out how you might still do it with a chapter 13 bankruptcy plan!
Do Not Listen to Family on Bankruptcy Myths Well-meaning family members can be the worst source of information on NJ bankruptcy. Don't let myths and misconceptions hold you back! Talk to a lawyer!
Why Your Credit Score Could Go Up After Filing NJ Bankruptcy Worried about what bankruptcy will do to your credit score? Find out from NJ bankruptcy lawyer Steve Richardson why your score might actually go up afterwards!
Use Your Tax Refund to File a NJ Bankruptcy Overloaded with debt in NJ? Getting a tax refund? Then find out how that refund can be used to get you rid of the debt and have a better financial future!
Protecting Spousal Support From Ex-Spouse's NJ Bankruptcy Find out what you need to do to keep your ex-spouse from discharging his or her support obligations in a NJ bankruptcy!

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I hope you find my web site useful and informative, and that it answers your questions. However, you should know that this site's content is no substitute for a consultation with an attorney. Each person's case is different, and the pages on this site are designed specifically to provide general answers on New Jersey law and bankruptcy filings in New Jersey (and not for any matters outside New Jersey). For that reason, this site cannot serve as legal advice on your particular case, nor should you assume the existence of an attorney-client relationship either by reading its pages or contacting me initially by e-mail. I encourage you to contact me and schedule an appointment to come in. Let me give you a legal opinion based on your case that will help you specifically.