People filing bankruptcy don't have a lot of money; I get it. This is something that I have known for the 20+ years I have been doing this type of work. For this reason, price is often a key factor for anyone shopping for a bankruptcy lawyer. The irony is, it shouldn't be.

It Isn't the Price; It's the Relationship

Think about it. Bankruptcy is something you thought you would never have to do, and it is most likely a scary prospect for you. You are losing sleep over questions like:

  • What will happen to my credit?
  • Will I lose my home?
  • Do I make too much money to file?

When you look for a bankruptcy lawyer, you are looking for someone you trust to guide you safely through this process, to answer your questions truthfully and accurately, to assure you that you are doing the right thing.

It is about relationships, not price. Ask yourself this: How much is my peace of mind worth?

Why the Cheaper Bankruptcy Fee Isn't the Best Deal

How much will you see, and work directly with, this trusted guide?

There are so many hours in the work day, and as such, only so much time an attorney can spend on the cases he is handling. For a bankruptcy attorney, this means a finite amount of money he can make for the cases he takes on in the course of a year. Beyond that, if he takes on more work, he needs to hire staff to handle the overflow.

Discount bankruptcy lawyers make money on volume, so the more cases they take on, the less time they have to work on any one of them. The paralegals are the ones that do most of the work and the ones you will be talking to. Very often the next time you talk to that lawyer you hired will be when you meet with the trustee after the bankruptcy is filed!

Why the Higher Fee Has More Value

Although I am not the cheapest bankruptcy attorney in the Gloucester County area, I am not the most expensive, either. As I do not rely on volume to make enough money to pay my bills, I can take fewer cases, and give each one the personalized attention it deserves. I will be with you every step of your journey.

Want to know what my clients think? Then check out these testimonials.

Filing bankruptcy is a turning point in your life. It is serious, and for many it is rather scary. People need to know that they can talk to their attorney with questions that are keeping them up at night without wallowing in voicemail Hell or being shunted off to an underpaid, overworked, inexperienced paralegal.

So What Do I Do?

If you live in Burlington, Camden, Gloucester, Salem or Cumberland County and are looking for an attorney who is approachable, knowledgeable, and has the requisite time to give YOUR case the attention it deserves, call me at 856-432-4113 or contact me through this site for a free consultation in my Woodbury office to discuss your case.

If you are looking for more information about bankruptcy, then download my free book, Top Questions People Ask About Filing Bankruptcy in New Jersey.

Not sure if bankruptcy is right for you? Take the quiz to the right to find out more!

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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.