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Important answers to commonly asked legal questions from New Jersey residents

Look at the frequently asked questions (FAQs) about student loans answered by Gloucester county attorney Steve Richardson. See how he answers FAQs about default, discharge, affordable repayment, and other issues.

Click on a question below to see the answer:

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  • Can I get a deferment of my federal student loans if I am on NJ unemployment?
  • Can I get a deferment on my federal student loans for economic hardship?
  • What is the difference between a deferment and a forbearance on my student loan?
  • What do I do if I have defaulted on my federal student loans?
  • What is the Pay As You Earn (PAYE) Plan for Federal Student Loans?
  • How can I prevent a wage garnishment for my federal student loans?
  • I received a notice of wage garnishment on my federal student loans; what do I do?
  • When do I have to start paying my federal student loans after I leave school or graduate?
  • My School Closed Before I Could Graduate; Do I Still Have to Pay My Federal Student Loans?
  • Can my federal student loans be wiped out if I become disabled?
  • What employment qualifies me for the Public Service Loan Forgiveness Program?
  • What is Full Time Work for the Public Service Student Loan Forgiveness Program?
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Applying for Federal Financial Aid: The Definitive Guide for Students and ParentsApplying for Federal Financial Aid: The Definitive Guide for Students and ParentsClick Here to Download
Paying for Your Classes With a Class Loan: A Survival Guide to HESAAPaying for Your Classes With a Class Loan: A Survival Guide to HESAAClick Here to Download
Request a Free Student Loan ReviewRequest a Free Student Loan ReviewRequest Information
Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Click Here Now to Learn More!
A Guide to Dealing With Your Student Loans in New JerseyA Guide to Dealing With Your Student Loans in New JerseyClick Here to Download

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Richardson Law Offices
  • 40 Newton Avenue
    Woodbury, NJ 08096
  • Phone: (856) 686-9910
  • Fax: (856) 686-9911
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Richardson Law Offices 40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910 Fax: (856) 686-9911 Office Info + Get Directions +
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