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Important answers to commonly asked legal questions from New Jersey residents

Look at the frequently asked questions (FAQs) about student loans answered by Gloucester county attorney Steve Richardson. See how he answers FAQs about default, discharge, affordable repayment, and other issues.

Click on a question below to see the answer:

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  • What is a Student Aid Report (SAR) for Federal Student Loans?
  • What is the Difference Between a FFEL and a Direct Student Loan?
  • What is an Expected Family Contribution for Student Loans?
  • Whose Income Do I Use on the FAFSA if My Parents Are Divorced?
  • What is National Collegiate Trust?
  • What is Interest Capitalization on a Student Loan?
  • How Do I Know If I Am a Dependent for My FAFSA Form?
  • Can I Get a Monthly Payment for My Federal Student Loans Based on My Income?
  • Do I need a lawyer to help me with my student loans?
  • What Is a Consolidation on My Federal Student Loan?
  • Debt collectors say I can't get out of default on my student loans. Is that true?
  • When am I in default on my NJ CLASS student loans?
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Applying for Federal Financial Aid: The Definitive Guide for Students and ParentsApplying for Federal Financial Aid: The Definitive Guide for Students and ParentsClick Here to Download
Paying for Your Classes With a Class Loan: A Survival Guide to HESAAPaying for Your Classes With a Class Loan: A Survival Guide to HESAAClick Here to Download
Request a Free Student Loan ReviewRequest a Free Student Loan ReviewRequest Information
Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Click Here Now to Learn More!
A Guide to Dealing With Your Student Loans in New JerseyA Guide to Dealing With Your Student Loans in New JerseyClick Here to Download

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Richardson Law Offices
  • 40 Newton Avenue
    Woodbury, NJ 08096
  • Phone: (856) 686-9910
  • Fax: (856) 686-9911
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Richardson Law Offices 40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910 Fax: (856) 686-9911 Office Info + Get Directions +
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