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Important answers to commonly asked legal questions from New Jersey residents

Look at the frequently asked questions (FAQs) about student loans answered by Gloucester county attorney Steve Richardson. See how he answers FAQs about default, discharge, affordable repayment, and other issues.

Click on a question below to see the answer:

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  • Can I get a deferment on my NJ CLASS student loan from HESAA if I am temporarily disabled?
  • Can I get a deferment or forbearance on my NJ CLASS student loan from HESAA if I am unemployed?
  • Can I Use the Money from a Graduate PLUS Loan for Housing?
  • What Is the Revised Pay As You Earn (REPAYE) Plan for Federal Student Loans?
  • What is a Graduate PLUS Student Loan?
  • What is a Parent PLUS Student Loan?
  • What is the Difference Between a Subsidized and Unsubsidized Federal Student Loan?
  • What is the FAFSA Form for Federal Student Loans?
  • What is a Perkins Student Loan?
  • What is a Federal TEACH Grant?
  • What is a Federal Supplemental Educational Opportunity Grant (FSEOG)?
  • What is a Pell Grant?
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Applying for Federal Financial Aid: The Definitive Guide for Students and ParentsApplying for Federal Financial Aid: The Definitive Guide for Students and ParentsClick Here to Download
Paying for Your Classes With a Class Loan: A Survival Guide to HESAAPaying for Your Classes With a Class Loan: A Survival Guide to HESAAClick Here to Download
Request a Free Student Loan ReviewRequest a Free Student Loan ReviewRequest Information
Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Wondering If You Can Discharge Your Federal Student Loans in Bankruptcy? You May Qualify! Sign Up for This Video Webinar to Find Out!Click Here Now to Learn More!
A Guide to Dealing With Your Student Loans in New JerseyA Guide to Dealing With Your Student Loans in New JerseyClick Here to Download

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Richardson Law Offices
  • 40 Newton Avenue
    Woodbury, NJ 08096
  • Phone: (856) 686-9910
  • Fax: (856) 686-9911
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Richardson Law Offices 40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910 Fax: (856) 686-9911 Office Info + Get Directions +
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