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Important answers to commonly asked legal questions from New Jersey residents

Look at the frequently asked questions (FAQs) about student loans answered by Gloucester county attorney Steve Richardson. See how he answers FAQs about default, discharge, affordable repayment, and other issues.

Click on a question below to see the answer:

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  • Can a Private Student Loan Be Discharged in a NJ Bankruptcy?
  • Can NJCLASS Loans from HESAA Be Forgiven?
  • Are NJCLASS Student Loans Private or Federal?
  • How Do I Get My Student Loan Debt Forgiven?
  • Can I Get the Default on my HESAA Loan Removed from My Credit?
  • Will a Payment Plan on My Defaulted HESAA Loan Help My Credit?
  • Can I Get an Income Based Repayment Plan on My HESAA Loans?
  • Can I get a deferment of my NJ CLASS student loans during medical internship or residency?
  • Can I get a deferment on my NJ CLASS student loan from HESAA if I am temporarily disabled?
  • Can I get a deferment or forbearance on my NJ CLASS student loan from HESAA if I am unemployed?
  • Can I Use the Money from a Graduate PLUS Loan for Housing?
  • What Is the Revised Pay As You Earn (REPAYE) Plan for Federal Student Loans?
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Richardson Law Offices
  • 40 Newton Avenue
    Woodbury, NJ 08096
  • Phone: (856) 686-9910
  • Fax: (856) 686-9911
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