New Jersey Bankruptcy Lawyer Can Help Get Your License Back

If you are struggling with the suspension of your driver's license due to the inability to pay surcharges levied by the New Jersey Motor Vehicle Commission, there is a solution. As a New Jersey bankruptcy lawyer, I have helped clients in situations where they cannot afford to pay the surcharges on their salary, resulting in them being unable to drive to the job to earn the salary because their license has been suspended. I explain below what can help solve this issue and have you return to your career and life.

Bankruptcy to the Rescue

If you are in a situation where you are barely making enough income to cover expenses, especially if a license suspension is interfering with you getting a job to increase household income, then a Chapter 7 bankruptcy can help to break this deadlock. It can get your surcharges wiped out so you can get your license, get a job, and get a better life!   Call my office at 856-432-4113 or contact me through this site to find out more about how to get your driver's license back by filing bankruptcy.

People making more in net pay than necessary to pay monthly expenses (i.e., people with disposable income) can also file a Chapter 13 bankruptcy and propose a repayment plan that pays the surcharges over time (three to five years). In the meantime, the New Jersey Motor Vehicle Commission will restore your license after you pay a restoration fee.

In addition, the plan can deal with other debt payments (like credit cards) that may interfere with your ability to pay the surcharges. This is because you can make one affordable monthly payment on all your debt. Even better, you do not necessarily have to pay all of it back, just as much as you can afford as long as your plan meets the bankruptcy code requirements.

So What Do I Do?

If you live in Burlington, Camden, Gloucester, Salem, or Cumberland County and are considering bankruptcy, call my office at 856-432-4113 or contact me through this site for a free consultation in my Woodbury office to discuss your case. You must get out of the Catch-22 and get on with your life!

If you want more information about bankruptcy, download my free book, Top Questions People Ask About Filing Bankruptcy in New Jersey.

Not sure if bankruptcy is right for you? Take the quiz to the right to find out more!

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.