It is a popular misconception that you only have to list in your bankruptcy those debts that you plan to discharge. Wrong! You must list all of your debts because bankruptcy seeks to treat all creditors equally. This can be difficult when the creditor is a friend or family member, or you do not want to be embarrassed by a particular creditor knowing you are in bankruptcy. Too bad; full disclosure is the "price of admission" for the fresh start in bankruptcy
Bear in mind that when you sign that bankruptcy petition, you are doing so under oath. Not telling the truth could result in civil penalties, like the denial of your bankruptcy discharge, or criminal penalties that result in jail time. Be honest, be thorough, and stay out of trouble! For more information, check out this article.