People in financial distress usually do not have savings accounts or lots of extra cash by the time they are considering bankruptcy. Usually, accounts have been drained, pensions have been raided, and credit cards have been maxed. This is common.

As a result, people become concerned about how much a bankruptcy will cost them in terms of lawyer fees. Will I be able to afford it? Will this keep me from filing? But despite this, and the fact that it is something you need to know, it should not be the first question you ask of a bankruptcy lawyer.

Price Not the Most Important Question; Not Even Close!

Why? Because it is not the most important question. Bankruptcy is a big step in your life and not one that should be taken lightly. The person that guides you through the process should be:

  • Experienced enough to handle the legal issues that may arise in your case
  • Up to date on changes in the laws and procedures
  • Familiar with the trustees and judges and how they approach cases
  • Someone you like and with whom you are comfortable
  • Someone you trust

Why Price Should Be the LAST Question You Ask

There are many questions you should ask to determine all of this, before you ask about price. In fact, price should be your last question.

Why? Because after having all of that other information, you can then ask yourself, "Is he worth that price?" It goes back to that old saying, "You get what you pay for." If the other guy is $100-$200 cheaper than this one, is this one worth the extra money?

Feel Free to Ask Me Those Questions

If you live in southern New Jersey and are considering filing bankruptcy, please feel free to call me at 856-432-4113 or contact me through this site for a free consultation in my Woodbury office to discuss your case.

If you have more questions about bankruptcy, then download my free book, Top Questions People Ask About Filing Bankruptcy in New Jersey.

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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.