Oftentimes people do not know if bankruptcy is right for them. When you are contemplating bankruptcy you might be crippled with fear, confusion and stress. You will have many questions that will need answers, and an experienced bankruptcy attorney will have the answers for your specific situation. Watch New Jersey attorney Steven J. Richardson in this video explain more about bankruptcy. Generally, people who are in financial difficulty do not have the money to hire an attorney to file bankruptcy. In 2005, the laws surrounding bankruptcy changed, which has made it extremely difficult for an individual to file bankruptcy alone. However, most attorneys handle bankruptcy cases on a flat fee. At the Law Offices of Steven J. Richardson, we understand that if you do not have the money to pay your bills that you probably do not have the money to pay an attorney. Our bankruptcy attorneys will work with you to arrange a payment plan. We offer a free consultation and will provide you with your options at no cost. Our fees are reasonable, and we will work with you to get you back on your feet as quickly as possible. Find out if bankruptcy is right for you. Call a New Jersey bankruptcy attorney at (856) 686-9910 to discuss your options. Also, you can view our blogs, articles and other helpful information on our website at https://www.richardsonlawoffices.com .