Folks here in the Gloucester County, New Jersey area that file a chapter 13 bankruptcy repayment plan struggle for anywhere from three to five years to pay back their debt. Most of them don't make it to the end, but you can improve your odds by following these 5 Rules for plan payments.

  1. Make your payment on time every month
  2. Don't skip a payment.
  3. Put your monthly plan payment into your household budget.
  4. Make the full payment, not a partial payment.
  5. Don't make more than the regular payment.

Here's some more information about these Top 5 Rules!

If you live in South Jersey and are considering filing bankruptcy, call my office at 856-432-4113 or contact me through this site for a free consultation to discuss your case.

If you are looking for more information about bankruptcy, then download my free book Top Questions People Ask About Filing Bankruptcy in New Jersey.

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.