In most cases yes, unfortunately, as long as the home is titled in your name. Many people in the Camden and Gloucester County area are upside down on their homes. They can't afford the mortgage, and they cannot sell it because they owe more than it is worth. But as long as you are the titled owner to the unit, you will continue to be responsible for condo fees that accrue after the bankruptcy is filed.
Although the discharge does wipe out any fees that accrued before you filed, you are on the hook for them going forward. Thus you can not just "walk away" from a condo; you will just end up paying rent at another place, while continuing to pay the fees on the home you left!
If you live in a condominium in southern New Jersey and are thinking about filing bankruptcy, give my office a call at 856-432-4113 or contact me through this site to schedule an appointment to discuss your options.
If you are looking for further information, download my free book, Top Questions People Ask About Filing Bankruptcy in NJ. How you deal with a condo home after you file can have a profound effect on your fresh start.