It is bad enough that you lost your job and are now receiving unemployment benefits, often at a rate much lower than your former salary. Then, to add insult to injury, one of your creditors has levied on the bank account containing those benefits! Now you can’t pay your bills, and checks drawn on the account are bouncing!
The good news is that there are many sources of funds that are protected from levy under New Jersey law. One of those sources is unemployment benefits! If you are receiving it by direct deposit into your account, and it is levied upon, then you need to object immediately to get it released!
How Do You Object?
Objecting to the levy in most county courts in New Jersey is a simple matter of filing a form and paying a fee (if you are initiating an objection by motion, rather than objecting to the creditor’s motion to release the fund to them). If you have moneys from unemployment benefits tied up in that levy, it is crucial that you proceed with this as soon as possible!
The simplest way to do this is to download my free NJ Bank Levy Survival Kit immediately and get it filed with the court! That money needs to be released as soon as possible! You can do this without a lawyer.
But That Doesn't Solve Your Real Problem
But getting that money released is only the first step. That creditor is going to continue to come after you until you do something about the debt. If you are looking for assistance in negotiating a deal with the creditor, please feel free to call my office at 856-432-4113 or contact me through this site to schedule an appointment in my Woodbury office.
Want more information on how to fight back with your creditors? Then download my free book, The Biggest Secrets Your Creditors Don't Want You to Know. Become empowered and protect your rights!