It's tax time. You are probably gathering your W-2s, 1099s, and other documents and heading to H & R Block to get your return done. Are you expecting a refund? If so, you are probably trying to figure out how to spend it. It's been a rough year, and you certainly deserve to treat yourself to something, but might I suggest that you use some of it to purchase a fresh start in life? Spending some of your refund to file bankruptcy may not seem like much of a "treat," but don't you deserve to be free of the constant phone calls from creditors, sleepless nights, and the stress from worrying about your future?
Bankruptcy is a big step; you should certainly give it a lot of thought before you go through with it. You should research it, get your questions answered, and feel comfortable with the decision. If after doing that, you want to get that fresh start, get your paperwork together and contact me for a consultation. I would be happy to help you!