A common tactic used by creditors attempting to collect money from you is to attach your wages, which essentially forces you to make a payment to them out of every pay check. This, along with a bank levy, are the two most commonly used tools in a creditor's toolbox. There are three things to bear in mind should a creditor attempt to attach your pay in New Jersey.

  • there is a cap on what can be collected out of each pay
  • you can only have one wage execution at a time
  • there are certain streams of income that cannot be attached, such as Social Security benefits, VA benefits, etc.

There are defenses to a wage execution, but fighting one is not for the faint of heart.  If you are a southern New Jersey resident facing a wage execution, call my office at 888-857-8418 or contact me through my web site to schedule an appointment to discuss your options.

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.