A common tactic used by creditors attempting to collect money from you is to attach your wages, which essentially forces you to make a payment to them out of every pay check. This, along with a bank levy, are the two most commonly used tools in a creditor's toolbox. There are three things to bear in mind should a creditor attempt to attach your pay in New Jersey.
- there is a cap on what can be collected out of each pay
- you can only have one wage execution at a time
- there are certain streams of income that cannot be attached, such as Social Security benefits, VA benefits, etc.
There are defenses to a wage execution, but fighting one is not for the faint of heart. If you are a southern New Jersey resident facing a wage execution, call my office at 888-857-8418 or contact me through my web site to schedule an appointment to discuss your options.
