Episode 118: Financial Freedom PodcastIn Episode 114 I started a series of episodes around reducing expenses in your budget in order to help you live within your means and have money left over to save for the future. It was also in follow up to Episode 113 in which I talked with “Tightwad Todd” Miller about living below your means.

That’s why in this episode of the podcast I take on that expense that seems to get bigger, your cell phone bill. It’s a budget line item I discuss a lot with my bankruptcy clients, and one that can be tough to keep under control. But with these tips and tricks, you should be able to tame that beast.

In this episode you will learn:

  • Ways to reduce the monthly payment with your carrier
  • Smarter strategies for getting a new phone
  • How changing your usage can save you money


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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.