In the previous episode of the podcast, I talked about getting ready for 2018 by formulating a budget and goals for the coming year. This is critical to financial freedom and should be done every year, preferably in December. But for most of you, creating a budget and goals is a new thing, and like any skill, it takes time to develop.

So, in this episode of the podcast, I wanted to talk about what you should expect in the first three months of 2018 as far as this process is concerned. By knowing what is ahead, you will be better prepared for it and be less likely to give up before you build up the momentum you need.


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Steven J. Richardson
Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.