Approaching 65 and Not Sure About When to Apply for Social Security and Medicare? Get the Information You Need Here to Help Make That Decision!

People turning 65 have a lot of important decisions to make. Do they apply for Social Security, or do they wait until they're older? When do they apply for Medicare, what are the differences between A, B, C, and D, and which ones are right for them?

To answer these questions, I talked with Retirement Management Advisor Marcia Mantell to provide some guidance to those having to make those decisions.

In this episode you will learn:

• • When to start the Social Security and Medicare application process — and why missing the window can cost you
  • The most common and costly mistakes people make when applying, and how to avoid them
  • How to decide when to claim Social Security, including the real trade-offs between claiming early and waiting
  • How Medicare enrollment works — Parts A, B, C, and D — and what the timeline actually looks like
  • What happens if you miss a Medicare deadline, and whether the penalties are as serious as people fear

Links & Resources

• • Marcia's website: MantellRetirementConsulting.com
  • Marcia's blog: BoomerRetirementBriefs.com
  • E-Mail: :  Marcia.Mantell@MantellRetirement.com
  • Marcia's Books:
    • Social Security: Lightly Toasted, Not Burnt
    • Creating Your Medicare Recipe: Your guide to enrolling on time and without penalties
    • Cookin' Up Your Retirement Plan
    • What's the Deal with Retirement Planning for Women, 2nd Edition
  • LinkedIn: linkedin.com/in/marciamantell

If you enjoyed this episode, you might also like:

• • Episode 209: Understanding Social Security with Devin Carroll
  • Episode 212: Laying Out Your Retirement Plan with Stephen Kates

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