Do You Just Want to Make It Stop Through Payment Arrangement But Feel Overwhelmed or Intimidated?

Debt collectors and law firms can be relentless in their efforts to get your money. They threaten you with wage garnishments, bank levies, and information subpoenas (thus forcing you to reveal your assets) all while making high demands for payments that you cannot afford.

Are you tired of dealing with this? Do you avoid answering the phone or opening the mail? Do you wish someone would just make this go away and take care of it for you?

Let Me Take That Weight Off Your Shoulders!

Then let me help you! As an attorney who spent many years representing creditors, I know how they think. I know what they can do and what they can't do to get your money. In short, I speak "debt collector." Let me help you to:

  • Talk to the creditor, so you don't have to
  • Negotiate an affordable installment plan or lump sum settlement
  • Prepare and file the necessary paperwork with the court (when there is a lawsuit) to protect your legal rights
  • Put you on the right track for making the harassment go away!

I charge a reasonable flat fee for this service, so you will know up front what it costs. Contact me today to ease the stress, mark this problem DONE, and get on with your life!

Don't Wait Until It's Too Late!

If a creditor has already levied on your bank account or served you with an information subpoena, then it is only a matter of time before they seek to attach your wages. Once that happens, it is next to impossible to negotiate a deal for monthly payments! A garnishment gets them monthly payments enforced by your employer, so why should they take less from you?

I consulted with someone who is now looking to file bankruptcy due to a $10,000 judgment because he waited too long, and now there is a wage garnishment. Don't put it off!

Fill out the form to the right now to get the help and relief you need!

Request a Callback Here!

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.