Financial Freedom Podcast Episode 80Even with the Affordable Care Act, many people, especially millennials, struggle with the cost of health insurance premiums. People in their 20s are less likely to need healthcare than those over 40, but when they need it, it can be beyond reach without insurance.

But how does a young adult, just starting out in the workplace, balance rent, car payment, student loan payment (if they graduated with debt), and a health insurance premium? The answer may lie in something called a Health Savings Account. That’s why in this episode of the podcast I talk about these accounts, how they help balance health insurance costs, and can benefit you later in life.

In this episode you will learn:

  • What a Health Savings Account is
  • Whether you qualify for one
  • How to set one up?
  • What you can spend the money on
  • How it can benefit you in retirement


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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.