Financial Freedom Podcast Episode 52Student loans continue to be in crisis in this country, with debt over $1 trillion nationally. Naturally, people with these loans are looking for a solution to their problem. Unfortunately, many of them are automatically eliminating one of them based on a common misunderstanding, and that is: Student loans cannot be discharged in bankruptcy.

Therefore, in this episode of the podcast, I wanted to dispel this misunderstanding and show how student loans can be discharged in bankruptcy. It is not easy to do, and it definitely is not inexpensive, but it is worth looking into if you have a crushing balance of student loan debt.

In this episode you will learn about:

  • The "Brunner/Faisch" Test for dischargeability
  • What each of the three parts mean
  • What you need to prove for each one


Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.