Financial Freedom Podcast Episode 41Achieving and maintaining financial freedom involves making the right decisions about your finances. It’s about choosing the right mortgage with the lowest interest rate, deciding with each purchase whether you want or need that item or service, and picking the right insurance company and policy options and coverage.

One important decision is where to do your everyday banking. Where do you keep your money? What institution has the best services, lowest fees, convenient branches, and the like. But it is also important to decide whether to go with a traditional bank or a credit union. So in this episode of the podcast I talk about the advantages and disadvantages of a credit union, and who should bank with one.

In this episode you will learn:

  • What a credit union is and how it differs from a bank
  • The advantages of using a credit union
  • The disadvantages of using one
  • Who should use one


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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.