Getting a traffic ticket in New Jersey can have consequences beyond just the fines, court costs, surcharges, and even points that may be assessed. As a New Jersey resident and licensed driver, you might also face additional financial problems in the form of increased auto insurance premiums.
These problems could be minor or significant, depending on the violation, but they do play a factor in your decision on whether to plead guilty. If your budget does not have any disposable income after the monthly bills are paid, or you don’t have savings, they can wreak havoc on your plans for a better financial future.
Not surprisingly, the question of “How will this affect my insurance?” is one that I get a lot. So in this episode I interview Dave Strout of Cettei & Connell in Woodbury, New Jersey, to give you a great answer to that question!