One part of a financial strategy that is often overlooked is dealing with death and disability. It is an unpleasant topic that no one wants to think about, but one that has to be addressed. Failing to plan for them can threaten to unravel all of the work that you have done to date to ensure financial freedom. It could prevent your assets from going to those whom you want to receive them or cause major disruption if you become disabled or incapacitated.

So in this episode, I talk about why you need a will, a living will, and a power of attorney to protect your financial plan and prevent disruption and chaos in your financial life. I will discuss what can go wrong without them, and how having them can prevent these problems.

Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.