Financial Freedom Podcast Episode 13In Episode #1 on New Year’s resolutions, one of the goals I mentioned for 2016 was making a budget. The vast majority of Americans don’t have one, and it is one of the most important things you can do to ensure financial freedom.

But how do you go about making, and more importantly, sticking to one? Where do you start? What tools do you use? In this episode, I answer that question by reviewing one particular free online budgeting tool and suggesting others in the show notes. Checking them out for the help you need.


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Steven J. Richardson
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Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.