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What is a Wage Execution in New Jersey?

A common tactic used by creditors attempting to collect money from you is to attach your wages, which essentially forces you to make a payment to them out of every pay check. This, along with a bank levy, are the two most commonly used tools in a creditor's toolbox. There are three things to bear in mind should a creditor attempt to attach your pay in New Jersey.

  • there is a cap on what can be collected out of each pay
  • you can only have one wage execution at a time
  • there are certain streams of income that cannot be attached, such as Social Security benefits, VA benefits, etc.

There are defenses to a wage execution, but fighting one is not for the faint of heart.  If you are a southern New Jersey resident facing a wage execution, call my office at 888-857-8418 or contact me through my web site to schedule an appointment to discuss your options.

Steven J. Richardson
Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.