In his blog, experienced Woodbury-based lawyer Steve Richardson keeps you updated on bankruptcy and traffic court cases in Gloucester, Camden and surrounding counties, along with many other issues of New Jersey law. Regular messages are posted on debt discharge, Chapter 7 and Chapter 13 filings, foreclosures avoided, and how to avoid or limit traffic violation fines, surcharges, points, license suspension or jail term.
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NJ Home in Foreclosure? Don't Move Out! NJ homeowners facing foreclosure are not required to move out prior to sheriff sale. Find out why from Woodbury attorney Steve Richardson.
Mortgage Modifications Still HAMPered by Banks Obama's HAMP program (Home Affordable Modification Program) is not as successful as the feds had hoped, with many homeowners still struggling with foreclosure. Check out this post by NJ bankruptcy attorney Steven J. Richardson on the latest news stories.
Mortgage Foreclosure Crisis Might Help Homeowners, But Hurt the Recovery Flawed mortgage paperwork is holding up foreclosures and giving people possible defenses, as the banks can have trouble proving their case. This has the potential to cause serious problems for the economic recovery and the housing market as New Jersey Bankruptcy attorney Steven J. Richardson describes here.
"Blind Stamping" Scandal in Foreclosure May Give New Jersey Homeowners Some Breathing Room Several mortgage banks in New Jersey have been engaging in "blind stamping" or mortgage documents, which has led to a temporary hold on their foreclosures here. What does that mean to you? What can you do? Read this post to find out!
Possible Relief in Sight for New Jerseyans Holding "Pick-a-Pay" ARMs During the real estate boom, many New Jersey residents went for a special type of adjustable rate mortgage (ARM) offered by Wachovia Bank and others, and are now regretting it as their payments go up the unaffordable levels. Well, now there might be a way to get out from under these plans.
- Posted on 03/29/2012NJ Home in Foreclosure? Don't Move Out!
- Posted on 11/05/2010Mortgage Modifications Still HAMPered by Banks
- Posted on 10/28/2010Mortgage Foreclosure Crisis Might Help Homeowners, But Hurt the Recovery
- Posted on 10/09/2010"Blind Stamping" Scandal in Foreclosure May Give New Jersey Homeowners Some Breathing Room
- Posted on 10/07/2010Possible Relief in Sight for New Jerseyans Holding "Pick-a-Pay" ARMs