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Why Did I Not Get Notice of a NJ Bank Levy?

So you just got a letter from your bank that your account has been frozen because a creditor has levied on it to collect on a judgment. But why didn’t you get notice that the creditor was going to do that? Aren’t they supposed to tell you in advance?

Well, the answer is, no they do not. New Jersey law allows a creditor to levy on a bank account without giving you notice in advance. Why? Because you would close the account, of course!

Knowing this, the law allows for a sniper attack on your account. However, that does not mean that the creditor can take your money without notice or without giving you a chance to object. Find out more!

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