These days, everyone is trying to do more with less. Even if you do have a job, you probably haven't seen a raise in awhile, and inflation is driving up the cost of everything. I see this all the time with my clients, and I post regularly on my Facebook page great web content to help.
I have also written extensively on this site about how people can save money. Whether you are trying to cut costs to raise money to pay your credit card debt, putting your life back together after having filed bankruptcy, or are just trying to get by, these tips should help.
Some Helpful Resources
One resource I definitely recommend is the Smart Money section of the Wall Street Journal. Those writers come up with some great ideas, which I often share on Facebook. If you have a newsreader app on your computer or mobile device, I would highly recommend subscribing to their feed. You can also Like me on Facebook to get links to the content in your feed.
Contrary to what many believe, there are several areas of your budget you can focus on to trim some spending. I would look into the following and click on the links for more specific information:
- Cable Bill
- Cell Phone Bill
- Auto and Homeowners Insurance
- Gas, Electric, and Water Bill
- School Expenses
Getting a grip on what you spend every month, and then cutting the fat, is one of the best things you can do to stay on the financial straight and narrow. It can also keep your credit card debt from ballooning any further.
What If It Doesn't Work?
Hopefully, with financial discipline and determined efforts, you can pay off your debt. However, if you don't think that is possible, are considering bankruptcy as an alternative, and live in the Woodbury, Gloucester County area, please feel free to give my office a call at 856-432-4113 or contact me through this site for a free consultation.