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A:
Lawyers that want to collect a debt want your money. To get it from you they need information on where it is: a bank account, a job, a list of assets, etc. In New Jersey, they do this by sending you a form questionnaire called an "information subpoena." Although it comes from their office, it is still a court document and should be treated as such. Once you have received it, you are required to fill it out, completely, sign it, and return it to the law firm within 14 days.
If you do not do this, you can be held in contempt of court. Continuing to ignore it can (and usually does) result in a warrant for your arrest being issued by a judge! A sheriff or other court officer may come to your home to pick you up, or you could be arrested upon being pulled over for a traffic violation. You can get out of trouble by complying and filling out the form, but who wants the embarassment of being arrested?
As you can see, this is not something you should ignore. Not only can it get you arrested, but it is also a clear sign that you have to address this collection suit before it causes more problems for you.
Should you receive one, you should feel free to call my office at 888-857-8418 or contact me through this site to discuss your options. If this is just one symptom of an overall problem with debt, perhaps you should be considering bankruptcy.
Have more questions about bankruptcy? Get the answers to the most frequently asked questions by downloading my free book, Top Questions People Ask About Filing Bankruptcy in New Jersey. It will give you the answers you need all in one place. Then call me at 888-857-8418 or contact me through this site for an appointment for a free consultation to discuss your case.