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Do I Have to File Bankruptcy in NJ if I Have NJ Surcharges?

One reason a lot of people in New Jersey end up filing bankruptcy is that they have a large amount of surcharges levied by the Motor Vehicle Commission. Repayment can be difficult, as there is often a demand for a large an unaffordable downpayment. To make matters worse, their driver’s license can end up being suspended!

Bankruptcy can help by allowing for the discharge of the amount owed and the restoration of a suspended license. But what if you no longer live in New Jersey? What if this has followed you to another state and is interfering with you getting a license there? Can you file in your new state of residence or must you file in New Jersey?

The answer is no, you do not have to file the bankruptcy in New Jersey just because you owe surcharges here; you can file in your state of residence. The NJ Motor Vehicle Commission is a creditor like any other and just has to be listed and noticed.

Still Living in New Jersey?

If you live in southern New Jersey and are considering filing bankruptcy, please feel free to call me at 856-432-4113 or contact me through this site for a free consultation in my Woodbury office to discuss your case.

If you have more questions about bankruptcy, then download my free book,Top Questions People Ask About Filing Bankruptcy in New Jersey.

If you are looking for more information on how bankruptcy might help you with your divorce, then you should download my free book, Top Questions Divorcing Couples Ask About NJ Bankruptcy.

Steven J. Richardson
Bankruptcy, Collections, Student Loan, DUI and Traffic Court attorney in Woodbury, NJ.