Read my blog to stay updated on bankruptcy and traffic court cases, along with other areas of New Jersey law.

In his blog, experienced Woodbury-based lawyer Steve Richardson keeps you updated on bankruptcy and traffic court cases in Gloucester, Camden and surrounding counties, along with many other issues of New Jersey law. Regular messages are posted on debt discharge, Chapter 7 and Chapter 13 filings, foreclosures avoided, and how to avoid or limit traffic violation fines, surcharges, points, license suspension or jail term.

Foreclosure

11/5/2010
Steven J. Richardson
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Mortgage Modifications Still HAMPered by Banks

Obama's HAMP program (Home Affordable Modification Program) is not as successful as the feds had hoped, with many homeowners still struggling with foreclosure. Check out this post by NJ bankruptcy attorney Steven J. Richardson on the latest news stories.

Labels: Foreclosure HAMP Mortgage Modification mortgage relief

10/28/2010
Steven J. Richardson
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Mortgage Foreclosure Crisis Might Help Homeowners, But Hurt the Recovery

Flawed mortgage paperwork is holding up foreclosures and giving people possible defenses, as the banks can have trouble proving their case. This has the potential to cause serious problems for the economic recovery and the housing market as New Jersey Bankruptcy attorney Steven J. Richardson describes here.

Labels: economic recovery Foreclosure Foreclosure defenses mortgage relief

10/9/2010
Steven J. Richardson
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"Blind Stamping" Scandal in Foreclosure May Give New Jersey Homeowners Some Breathing Room

Several mortgage banks in New Jersey have been engaging in "blind stamping" or mortgage documents, which has led to a temporary hold on their foreclosures here. What does that mean to you? What can you do? Read this post to find out!

Labels: Chapter 13 Bankruptcy Foreclosure mortgage relief

10/7/2010
Steven J. Richardson
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Possible Relief in Sight for New Jerseyans Holding "Pick-a-Pay" ARMs

During the real estate boom, many New Jersey residents went for a special type of adjustable rate mortgage (ARM) offered by Wachovia Bank and others, and are now regretting it as their payments go up the unaffordable levels. Well, now there might be a way to get out from under these plans.

Labels: ARM mortgage relief Wachovia Wells Fargo

The Law Office of Steven J. Richardson serves New Jersey, including: Gloucester, Camden, Burlington, Salem, Cumberland and Atlantic Counties and surrounding New Jersey communities, including Woodbury, Colonial Manor, North Woodbury, Woodbury Heights, Deptford, Thorofare, Gloucester City, Washington Township, Blackwood, Brooklawn, Westville and Pitman.

Richardson Law Offices
40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910
Fax: (856) 686-9911