Read my blog to stay updated on bankruptcy and traffic court cases, along with other areas of New Jersey law.

In his blog, experienced Woodbury-based lawyer Steve Richardson keeps you updated on bankruptcy and traffic court cases in Gloucester, Camden and surrounding counties, along with many other issues of New Jersey law. Regular messages are posted on debt discharge, Chapter 7 and Chapter 13 filings, foreclosures avoided, and how to avoid or limit traffic violation fines, surcharges, points, license suspension or jail term.

Blog Category:

Collection & Credit

1/27/2012
Steven J. Richardson
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Don’t Let the Vulture Capitalists Pick You Clean!

You may not have to pay if a debt buyer (factor) sues you to collect in NJ. Find out why from Woodbury attorney Steve Richardson.

1/2/2012
Steven J. Richardson
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Two Biggest Ways People Wreck Their Finances

Christmas and vacation are two of the biggest ways people wreck their budgets. Find out how to keep them from sinking your financial ship.

Labels: Budgeting
12/21/2011
Steven J. Richardson
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When the IRS Can No Longer Collect the Taxes You Owe

The IRS may run out of time to collect your taxes. Consider the age of the taxes owed before filing bankruptcy to get rid of them. Find out more here.

11/30/2011
Steven J. Richardson
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Tips on Saving Money This Holiday Season

Holiday shopping can really make it tough to stay on a budget. This post will help you find ways to save money this season!

10/3/2011
Steven J. Richardson
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Are Debit Cards No Longer a Good Idea?

Banks are starting to charge fees for the use of debit cards. Get some ideas for alternatives from Woodbury Gloucester County lawyer Steve Richardson.

7/5/2011
Steven J. Richardson
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The Importance of Cutting Costs and Expenses to Live Within Your Means

Cutting expenses to live within your means is an important part of a fresh start in bankruptcy or to avoid filing bankruptcy altogether. Get some ideas here!

Labels: Budgeting
4/19/2011
Steven J. Richardson
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New Mexico Regulations Help Bar Collection of Old Debt

New Mexico Attorney General enacts regulations requiring collection agencies to disclose if debts are uncollectable due to the statute of limitations.

11/29/2010
Steven J. Richardson
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How Debt Collectors Try to Violate Your Rights | NJ Bankruptcy Attorney

The Federal Fair Debt Collection Practices Act is supposed to protect people from creditor harassment, but collection agencies scheme to get around it. Read this article by Gloucester attorney Steve Richardson on how to be on your guard.

11/17/2010
Steven J. Richardson
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Useful Information on Debtor's Rights in Collection Law

New Article posted on protecting yourself from debt collectors, and more to come about medical bills and how to deal with them. Woodbury NJ attorney Steven J. Richardson will keep you up to date on these issues.

9/27/2010
Steven J. Richardson
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New Series of Articles on Credit and Credit Scores

There are many misconceptions about credit and credit scores. Get the accurate information from Woodbury Gloucester County NJ attorney Steve Richardson.

9/21/2010
Steven J. Richardson
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Creditor Uses Facebook to Harass Debtor

Creditors will try anything to get you to pay, even harassing you on social networks. Find out how a creditor used Facebook to harass a debtor.

8/26/2010
Steven J. Richardson
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Ignoring Creditors is Not a Good Idea

After a while, people that are in debt stop opening their mail. They know it is going to be bad news, and they stick their heads in the sand. But what you don't know can hurt you a lot in the form of a bank levy or wage execution.

8/19/2010
Steven J. Richardson
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Consumers now have help to use debit cards responsibly

People can get into financial difficulty by not using their debit cards carefully. A new law now prevents people from using those cards if said use would result in either overdraft fees or overdraft protection fees.



The Law Office of Steven J. Richardson serves New Jersey, including:  Gloucester, Camden, Burlington, Salem, Cumberland and Atlantic Counties and surrounding New Jersey communities, including Woodbury, Colonial Manor, North Woodbury, Woodbury Heights, Deptford, Thorofare, Gloucester City, Washington Township, Blackwood, Brooklawn, Westville and Pitman.

Richardson Law Offices

40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910
Fax: (856) 686-9911