Read my blog to stay updated on bankruptcy and traffic court cases, along with other areas of New Jersey law.

In his blog, experienced Woodbury-based lawyer Steve Richardson keeps you updated on bankruptcy and traffic court cases in Gloucester, Camden and surrounding counties, along with many other issues of New Jersey law. Regular messages are posted on debt discharge, Chapter 7 and Chapter 13 filings, foreclosures avoided, and how to avoid or limit traffic violation fines, surcharges, points, license suspension or jail term.

Blog Category:

Bankruptcy

2/16/2012

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Fighting for Bankruptcy Relief on Student Loan Debt

There's a battle going on in Washington for bankruptcy relief for student loans. Find out how you can help from Woodbury NJ bankruptcy lawyer Steve Richardson.

2/7/2012
Steven J. Richardson
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The Good and Bad of Alimony and Child Support in a Chapter 13 Bankruptcy

Bankruptcy can help you pay back alimony or child support. But there are some pitfalls and requirements that don't always make it an easy proposition.

2/2/2012
Steven J. Richardson
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Why the U.S. Postal Service Must Adapt or Die

Companies like the U.S. Postal Service must adapt or face the fates of Borders Books and Kodak. This means more than raising postage; it means change or die!

Labels: bankruptcy
1/17/2012
Steven J. Richardson
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Do Not Let What You Read on the Internet Scare You Out of Filing Bankruptcy

The Internet is full of scary, inaccurate information on bankruptcy. Don't let it keep you from a fresh start. Get the right info here & download my free book!

Labels: bankruptcy myths
1/11/2012
Steven J. Richardson
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Get Your Taxes Filed ASAP If You Are Thinking About Bankruptcy

Filing your tax return right away is important for any New Jersey resident seeking a fresh start in the new year. Find out why from attorney Steve Richardson.

Labels: bankruptcy taxes
12/8/2011
Steven J. Richardson
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What Should Be Done About the Student Loan Crisis

Unpaid student loan debt continues to rise to unsustainable levels. What should be done to correct the problem before it becomes the next financial crisis?

10/25/2011
Steven J. Richardson
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Don’t Think That You Can’t Afford Bankruptcy

Are you in New Jersey thinking about bankruptcy but don't think you can afford it? Let Woodbury Gloucester County lawyer Steve Richardson show you how you can!

8/16/2011
Steven J. Richardson
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You Should Consider Consulting with a Bankruptcy Attorney as Part of Your Divorce Strategy

Many marriages in NJ end in divorce due to financial problems. If you are getting divorced, consulting with a bankruptcy attorney should be part of your plan.

8/9/2011
Steven J. Richardson
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Congress Doesn't Practice What It Preaches on Debt Management

U.S. debt is way out of control. We are spending way more than we make, yet Congress toughened the bankruptcy laws, claiming credit abuse by Americans.

6/20/2011
Steven J. Richardson
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Do Recent Decisions on Joint Bankruptcies by Same-Sex Couples Really Create Equality?

Bankruptcy courts in NY and CA have ruled that same-sex couples can file joint bankruptcies. Does this create equality or just make for more efficiency?

5/19/2011
Steven J. Richardson
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Be Reasonable, Do It My Way: Why I Use Standard Procedures to Help Clients File Bankruptcy

Bankruptcy attorneys have a certain way of doing things. Here are the reasons why you are best served by following those procedures and doing it their way!

Labels: bankruptcy
4/25/2011
Steven J. Richardson
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Something's Gotta Give: Should Student Loans Be Dischargeable in Bankruptcy?

Is the ever growing load of non-dischargeable student loan debt the next big financial crisis? Should these loans be allowed to be discharged?

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4/13/2011
Steven J. Richardson
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How Non-Mandatory Union Dues Can Hurt a Debtor in Bankruptcy

Legislation being proposed in Pennsylvania could hurt union members filing bankruptcy. Check out this post by Woodbury NJ bankruptcy attorney Steve Richardson.

Labels: means testing
4/3/2011
Steven J. Richardson
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What Bankruptcy Can Do to Fix Traffic Court Problems

People run into financial difficulty due to traffic tickets. They can't afford to pay the fines and surcharges. Read this post to see how bankruptcy can help.

2/19/2011
Steven J. Richardson
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Use That Tax Refund to Get a Fresh Start in Bankruptcy | NJ Bankruptcy Attorney

More and more people are turning to bankruptcy to get out from under their debt. Are you one of them? Are you wondering what the best way is to spend your tax refund when it comes in? Why not purchase a fresh start in life? Call Woodbury Gloucester County bankruptcy attorney Steve Richardson for a free consultation to discuss your options.

12/15/2010
Steven J. Richardson
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After Christmas Bankruptcies Still a Bad Idea | NJ Bankruptcy Attorney

Gloucester County New Jersey bankruptcy lawyer Steve Richardson offers up a reminder on why it is always a bad idea to wait until after Christmas to file your bankruptcy.

10/15/2010
Steven J. Richardson
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Filing Chapter 7 Bankruptcy May Be Harder After November 1, 2010

If you are thinking about filing a chapter 7 bankruptcy, this article will tell you if you should consider filing before November 1, 2010.

9/16/2010
Steven J. Richardson
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Certain Student Loans May Become Dischargeable in Bankruptcy

Pending legislation could provide relief in bankruptcy for student loans. Find out the details from Woodbury Gloucester County NJ attorney Steve Richardson.

8/21/2010
Steven J. Richardson
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Increase in Hardship Withdrawals from Pensions Points to a Major Problem

The bad economy is forcing more and more people to take hardship withdrawals from their 401k pensions. This is, in many cases, a bad idea because bankruptcy may well address the problem without jeopardizing your future.

8/16/2010
Steven J. Richardson
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Insufficent Payroll Deductions from Wages Can Mess Up a Chapter 13 Plan

Chapter 13 repayment plans in bankruptcy have a very high failure rate. This is because in the course of a 3-5 year plan, "stuff happens." This can include poor tax planning for wage withholdings.

7/6/2010
Steven J. Richardson
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Be Careful About Trying to Discharge Your Divorce Attorney’s Fees in Bankruptcy

Planning to stiff your divorce lawyer by later filing bankruptcy can get you in trouble! Find out from Gloucester County bankruptcy lawyer Steve Richardson.



The Law Office of Steven J. Richardson serves New Jersey, including:  Gloucester, Camden, Burlington, Salem, Cumberland and Atlantic Counties and surrounding New Jersey communities, including Woodbury, Colonial Manor, North Woodbury, Woodbury Heights, Deptford, Thorofare, Gloucester City, Washington Township, Blackwood, Brooklawn, Westville and Pitman.

Richardson Law Offices

40 Newton Avenue
Woodbury, NJ 08096
Phone: (856) 686-9910
Fax: (856) 686-9911