Bankruptcy Filing Stops Home Foreclosure
If you can get your other debt taken care of, can you afford to keep your house? This is often the first question I ask clients who come to me for help stopping home foreclosure. If you are in foreclosure and you want to save your home, you will need a regular source of income, but that income must be enough that you have money left over after your bills are paid.
Filing for bankruptcy under Chapter 13 can enable you to reduce the burden of credit card bills, unpaid medical expenses and other debt so that you can take care of your back mortgage payment and keep your house, as long as you are able to continue to make payments.
How do you know if filing for bankruptcy is the right choice? Talk to a lawyer with experience in these situations. I am an experienced New Jersey bankruptcy attorney. When you contact me for an initial consultation, I will help you take a look at the big picture to determine whether it is best to fight home foreclosure through bankruptcy or to allow the foreclosure to proceed.
Bankruptcy is Not a Magic Wand
Filing for bankruptcy will stop home foreclosure and halt the sheriff's sale, but it will not necessarily make it possible for you to afford to continue to pay your mortgage. In some cases, it may do little more than buy you some time.
These are hard times. My clients face hard choices. You should not have to go through this kind of financial crisis alone. From my office in Woodbury, I have helped countless clients in Gloucester County and Camden County obtain real relief from overwhelming debt while keeping their homes. There is hope. Call me today at 856-686-9910 or send me an e-mail now to learn how I can help you through this difficult time.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
